These services include, for example, the possibility of creating a profile page, participating in blogs and forums, uploading media such as photographs, texts and games and purchasing virtual items or other services. The players of Vi Bank are hereinafter referred to as "Users". In the following general terms and conditions (hereinafter referred to as Terms & Conditions), references made to "Games" or "Services" will pertain to the games and/or services.

The following Terms & Conditions apply to the online game "Vi Bank". The Game can be accessed primarily through a personal computer connected to the Internet by telephone, ISDN, broadband or equivalent connection. In addition, it is possible to use various other Internet-capable devices, whereby the scope of operation and/or display characteristics may be limited.

The present Terms & Conditions expressly exclude questions which might arise with regard to the establishment of Internet access, connection to websites and online games, and third-party software such as browsers or access software, as these Services are not provided by Vi Bank.

1.1 Users
1.1.1 The use of the game for pecuniary or any other commercial purposes is hereby prohibited.

1.1.2 Only those individuals who have reached the age of 16 or who have the express consent of their legal guardians at the time of registration are entitled to use the full scope of the game. Individuals under a certain age who have the express consent of their legal guardian may nonetheless be prohibited from participating in particular games due to age restrictions specifically applicable to those games.

1.2 Subject Matter of the Contract, Usage of and Changes to the Game

1.2.1 Participation in the game is for entertainment only.

1.2.2 The Vi Bank provides certain information and allows users to provide information on the web, among others, to create individual personal profiles that can be viewed by users of the game and by third parties.

1.2.3 Participation in the game and the use of the services shall be granted only to those persons who have previously opened a customer account (hereinafter referred to as the "Account") on the road of registration. Account can be found either in the corresponding game URL.

1.2.4 Registration, ie the Account opening request, is made by filling in a form and entering different information. The use of the game is possible at the moment, at Vi Bank opens a User Account.

1.2.5 Users are prohibited from using more than one account for the same user (multi-account ban).

1.2.6 The use of the game is only allowed through a browser or special 'Tools' tools that are available from Vi Bank or have its express permission ('prohibition of unauthorized use of scripts'). This means above all: It is forbidden to use programs that cause excessive server load. It is forbidden to use software to systematically or automatically manage the game or some of its features (Bots, Macros) to reproduce or analyze games and gaming elements.

1.2.7 The user has no right to provide information about his there account or publish similar content to Vi Bank.

1.2.8 The game is updated, tuned, expanded and changed continuously. Accordingly, the user receives only the right of use for the respective version.

1.2.9 Use of the basic version of the Game is free. Some features are only available to paying customers. Use of the Services is free unless otherwise stipulated in the description of the respective Services.

1.2.10 The User has no legal claim to demand the perpetuation of the Game and/or Services as they were at the time of concluding the contract. Vi Bank reserves the right to cease operation of the Game and/or Services at any time without prior notice or justification. In this case, the User can request a refund for payments which he/she has made in advance for Services such as Premium benefits. The User's right to terminate the agreement with immediate effect due to the Game which is unable to be used remains unaffected. Further claims made by the User are hereby prohibited unless otherwise expressly described in these Terms & Conditions.


2.1 By filling in the registration form for the Account, the User enters into a binding contract to use the Game. For this purpose, all fields of the registration form marked as being "required" must be completely and correctly filled in.

2.2 The agreement between Vi Bank and the User is considered valid only after Vi Bank approves the User Application. Confirmation of the User Application can be explicitly communicated by Vi Bank as a result of an action on the part of Vi Bank which allows the User access to the Game.

2.3 Vi Bank will promptly send a confirmation e-mail acknowledging receipt of the User application to the e-mail address provided by the User at the time of registration. This acknowledgment of receipt does not represent a binding approval of the User Application. The acceptance of the User application and the confirmation to access Vi Bank can, however, be sent together with the acknowledgment e-mail.


Vi Bank guarantees that the game will be available 90% (ninety percent) of the time on a yearly average. Excluded from this percentage are time periods in which the server of the game, is not available on the Internet due to technical or other problems which are outside the control of Vi Bank, such as force majeure, third-party fault, etc. as well as periods in which routine maintenance work is carried out. Vi Bank can restrict access to its Game if required for network security and preservation of network integrity, especially with regard to the prevention of severe breakdowns or interruptions of the network, software or stored data.


4.1 The User accepts the presentTerms & Conditions as binding by submitting his/her User Application and using the Game. These Terms & Conditions apply for each login. The Terms & Conditions can be printed out or saved onto digital media before sending the User Application.

4.2 Vi Bank reserves the right to change or amend these Terms & Conditions with regard to future arrangements at any given time, provided this is deemed necessary and if the User is not put at a disadvantage in a breach of good faith.

4.3 The User will be notified in an appropriate manner in writing of the changes made to the Terms & Conditions. Changes to the Terms & Conditions will always be provided to the User with a highlighted announcement at the next login.

4.4 The User can object to the changes made in the Terms & Conditions within 14 days upon publishing the notification and their receipt by the user. If the User does not object to the changes made in the Terms & Conditions after publication and receipt of the notification of these changes in writing within 14 days and submit his/her objection(s) to Vi Bank, or he/she continues to use the Game, the Terms & Conditions which were changed or amended will be considered legally binding with respect to the User. If the User objects within the set time limit, both parties are entitled to terminate this agreement with a one-month notice unless both parties have the right to terminate without notice according to Sec 8.1 already exists. Until termination has been finalized, the original Terms & Conditions will remain in effect. Any payment made for the Game which extend beyond the termination date will be reimbursed to the User on a pro-rata basis. Further claims by the User are considered invalid.

4.5 Vi Bank, in the course of informing the User about such changes, will especially inform the User about the possibility of objecting to the changes, cancellation of services, the set time limit and legal ramifications in the case of failing to submit an objection.

4.6 Unless otherwise stipulated in these Terms & Conditions or in other agreements with the User, Vi Bank will generally communicate with the User by e-mail. The communication with the User by his e-mail can be used to notify him through newsletters about changes in the game, new things, promotions etc. The User will ensure that he/she can receive all e-mails sent by Vi Bank to the address he/she submitted to Vi Bank at the time of registration or subsequently. He/she is responsible for settings and maintenance of the spam filter and for regularly checking all incoming e-mail sent to this address. Vi Bank reserves the right to correspond with Users using whichever form of communication they deem necessary.


5.1 Instructions and rules of the Game will be published on the website of the Game.

5.2 The User is consciously aware that he/she plays together with numerous other Users in online game. In order to ensure successful interaction between the Users in the Game, it is imperative that the rules are observed by all Users. By using Vi Bank, the User thereby acknowledges the rules and participation requirements as legally binding.

5.3 The User will also refrain from undertaking any other activity which could interfere with the normal operation of Vi Bank or disrupt the successful interaction between Users in the Game.


6.1 Online Game

6.1.1 Basic Version
Vi Bank provides Users access to the Game in principle as of the creation of a User Account (see Sec. 1.2 above). In this case, the User will initially only be provided with a basic version of the Game. The creation of an Account and the use of the basic version are free of charge. The basic version of the Game can be used indefinitely and without restrictions in Game function, without prejudice to Vi Bank's right to withdraw the Game. In the basic version, the User does not have full access to all Game features.

6.1.2 Premium features
The User has the option of receiving features which are not available in the basic version (hereinafter referred to as "Premium Features") in return for payment. Information pertaining to the prices of the Premium Features offered, the functions included with these Premium Features and their requirements for use can be obtained from the website of the Game.

Depending on the Premium Feature and price, a one-time payment may have to be made in order to credit an Account with features or items which may be used for certain purposes subject to the respective rules of a Game, or to make payments which are due periodically, such as on a daily, weekly, monthly, quarterly, semiannual or yearly basis.

Vi Bank Game is continually being developed. Vi Bank therefore reserves the right to offer new Premium Features at any time. In the course of adapting and developing the Game, Vi Bank also reserves the right to discontinue individual Premium Features and/or to offer them in the basic version (see Sec. 6.1.1 above). If a User has already made advance payments for Premium Features and cannot use these Premium Features because they are no longer offered and/or are also offered in the free basic version, Vi Bank will offer the User other Premium Features of their choice as a substitute and/or reimburse the sum they have already paid on a pro-rata basis. In this case, the User has the right to terminate the contract with immediate effect. Further claims by the User are considered invalid.

If the User is not of legal age, he/she explicitly guarantees upon ordering such Premium Features that the necessary funds to pay for these Premium Features have either been given to him/her for this particular purpose or for him/her to use at his/her own personal discretion.

6.1.3 Payment Conditions and Due Date of Payment
Vi Bank is authorized to ask for advance payment for the use of Premium Features (see Sec. 6.1.2 above). Such payment will be due upon conclusion of the contract and will be debited from the bank account or charged to the credit card account provided by the User, inasmuch as the User has not opted for another form of payment, for example, payment by text message for Premium Features.

6.1.4 Adjustment of Fees
Vi Bank reserves the right to reduce prices or to offer new products, services or methods of payment at any time either on a temporary or permanent basis. In addition, Vi Bank is authorized to change prices at any given time with two week's notice either in writing or by e-mail sent to the address provided by the User. The changed price will take effect if the User does not object to the changed price within two weeks. The contractual relationship will be carried forward according to the conditions and prices which were changed. Vi Bank, in the course of notifying the User about these changes, will especially inform the User about the possibility of objecting to the changes, cancellation of services, the set time limit and legal ramifications in the case of failing to submit an objection.

If the User objects within the set time limit, both parties reserve the right to terminate this agreement at the end of one month, unless the right to terminate immediately according to Sec 8.1 already exists. Until termination of the contract, the original Terms & Conditions will remain in effect.

Any payment made for the Game which extend beyond the termination date will be reimbursed to the User on a pro-rata basis. Further claims by the User are considered invalid.

6.2 Late Payment

In case of late payment, Vi Bank is authorized to charge interest set at 5% above the current base lending rate. Vi Bank is also entitled to discontinue Services and to suspend the User's Account(s) if payment is overdue. During the Account suspension period, no charges for subscriptions which have been entered into will accrue. Vi Bank, however, is authorized to impose a processing fee for suspending an Account, for informing the User of Account suspension, for reactivating the Account or for creating a new Account upon payment in full. The amount of the processing fees can be found on the Gam. The User is entitled to prove that no damage occurred or that a substantially lower level of damage was caused due to late payment.

6.3 Direct Debit Reversals, Cancellation Fees

If Vi Bank incurs costs and/or losses as a result of User default or insufficient User bank account funds, and/or if Vi Bank is charged a cancellation fee due to the cancellation of a direct debit payment, the User will bear all cancellation fees generated as a result of these actions. Vi Bank is entitled to demand payment of the costs incurred from repeated attempts to debit the charges from the User's account together with the original fees. If payment of fees is made by direct debit or credit card, and a debit reversal occurs, Vi Bank will charge a service fee of EUR 5 per direct debit/credit card transaction plus banking fees accrued. The User is entitled to prove that no damage occurred or that a substantially lower level of damage was caused due to late payment.

6.4 No Guarantee of Prizes

Vi Bank does not guarantee prizes to Users. In particular, the Users do not have the right to claim the payment of prizes, unless such a claim is explicitly outlined in these Terms & Conditions.

A claim to the payment of a prize can only be permitted if Vi Bank has explicitly offered/advertised such a prize.

A claim to the payment of a prize also does not exist if Vi Bank learns that a potential claim to a prize may be the result of technical or legal manipulations and/or the result of any other kind of criminal conduct, in general. By using Vi Bank Game, Users thereby agree that Vi Bank may conduct a thorough investigation at any time pertaining to the legality of the claim for prizes, and while this claim is under investigation may withhold the payment of the prize from the User without his/her express consent. A claim to a prize will also be forfeited if the User has not complied with the rules of the Game. If there is reason to doubt a claim, it is up to the User to provide sufficient evidence that he/she complied with the rules of the Game. The User acknowledges and explicitly accepts this obligation to provide evidence even when it is not usually common legal practice to do so.

6.5 No Set-off; No Right of Retention; No Cession

The User may only set off a claim by Vi Bank for outstanding accounts if his/her counterclaims cannot be disputed or have been declared legally binding. The User can only withhold payment if his/her counterclaim is related to the same Terms & Conditions. The right of the User to assign his/her claims to a third party is invalid.

6.6 Services

Unless otherwise stipulated in the Service description, Services can be used free of charge.


7.1 Indefinite Period of Time

time unless a limited period of time has been expressly specified in the Terms & Conditions. If a limited period of time has not been specified, each party has the right to terminate the contract at any time with immediate effect according to the respective termination procedure.

7.2 Limited Period of Time

In the event that the Terms & Conditions for using the Game and/or Premium Features have been accepted for a limited period of time, the following regulations shall apply. The contract for using the Game and/or Premium Features will be automatically renewed for the same period of time as the original contract unless the subscription or contract for the use of Game Premium Features has been terminated by the user at least 14 days prior to the end of the term.

7.3 Declaration of Reasons; Termination for Important Reason

The right to terminate the contractual agreement can be exercised by either party without stating reasons.

The parties may also terminate the contractual agreement for using the Game and/or Premium Features for important reasons at any time without prejudice to the above regulations.

In the event that Vi Bank is responsible for a premature termination of the contractual agreement for using the Game and/or Premium Features for important reasons, the User will receive a pro-rata refund for any payments made by him/her (especially for Premium Features) which apply to the period after the termination becomes effective. All other claims of the User are considered invalid unless otherwise specified in the present Terms & Conditions.

Vi Bank has the right to terminate the contractual agreement especially for, but not limited to, the following reasons:

  • The User is late in paying fees of at least EUR 5.00 and has not paid despite having received two reminders;

  • The User knowingly violates any law or the rules of the Game, and does not discontinue his/her actions despite having received a warning. A warning is not required in case of a severe offense where it would be unreasonable to expect Vi Bank to remain bound by the contract;

  • The User has not used his/her Account for a period of four weeks despite having received a reminder;

Cases in which it would be unreasonable to expect Vi Bank to remain bound by the contract generally include the following:

  • The User violates criminal law;

  • The User violates the prohibition of multi-accounts which may be stipulated in the respective Game's rules (see Sec. 1.2 above);

  • The User violates the prohibition of pushing (see Sec. 1.2 above);

  • The User violates the prohibition of non-authorised scripts (see Sec. 1.2 above);

  • The User deliberately provides false information upon registration (See Sec. 2, User application form) or while completing payment of Premium Features (see Sec. 6.1).

In the event that Vi Bank correctly terminates the contractual agreement for important reasons, Vi Bank is entitled to charge the amount of 75% percent of all fees which the User would have had to pay for the rest of the term had the User himself/herself terminated the contract within the set time limit as governed by the contractual agreement. The User's right to prove that no damage occurred or that a substantially lower level of damage was caused due to the termination remains unaffected.

7.4 Written Form for Termination

If there is no option for terminating the contract in the Game, the termination must be submitted in written form, whereas e-mail is considered to be in compliance with the requirement of written form. A termination for important reasons can only be declared in written form and must include the reason(s) for the cancellation.


8.1 Responsibilities
The primary responsibility of the User is to pay the accrued fees, unless he/she uses the basic version of the Game. Another principal responsibility of the user is correctly and completely to submit all information requested by Vi Bank upon entering into the contractual agreement or during the course of the contractual relation with the User. Therefore, the User declares that all information relating to his/her person or other facts relevant to the contract (especially bank or credit card details) and which he/she provides on the User application or during the course of the contractual agreement are complete and correct to the best of his/her knowledge. The User obligates himself/herself to inform Vi Bank about any changes to this information without delay. Upon request from Vi Bank, the User must confirm the information. The User is obliged to follow the game rules. In the case of repeated violation of the rules despite warnings to this effect, or in the case of a severe breach of the rules, Vi Bank reserves the right to suspend all services immediately and without warning, and to terminate the contract.

8.2 Installation of Software
Vi Bank is not liable for damages or loss of data on the User's computer which may be caused by the installation of software which does not originate from Vi Bank.

8.3 Further Obligations of the User
8.3.1 Vi Bank provides the available Game online for use with a web browser. Vi Bank neither provides nor installs any of the software required by the user on his/her local computer, especially but not limited to the operating system, web browser(s) or plug-ins such as Flash or Java, if applicable. Vi Bank also does not provide any support services for such software installations. It is solely the User's responsibility to maintain the computer in a state which enables the use of Vi Bank's game. Therefore, Vi Bank does not provide any kind of technical support for the installation of locally-required software.

8.3.2 The User obliges himself/herself to treat all data provided by Vi Bank for the purpose of accessing the Game (login, passwords etc.) in a strictly confidential manner. The User will inform Vi Bank without delay if he/she learns or suspects that an unauthorized third party has gained possession of said access data. Vi Bank advises the User to do this in written form, e.g. via e-mail. In the event that, through the negligence of the User, third parties misuse the access data to gain access to Vi Bank, the User will be held liable for any and all fees and charges which are generated. Vi Bank is entitled to evaluate all entry into an account with the user's data as the entry of the user himself/herself into the account. For reasons of security, Vi Bank advises that passwords should be changed on a regular basis. The user is solely responsible for the use of his/her account.

8.3.3 In the event that Vi Bank has a justifiable reason to believe that an unauthorized third party is wrongly in possession of access data, Vi Bank may, at its own discretion, change the account access data without prior notice or suspend the respective Account. Vi Bank will promptly inform the rightful User and will, upon request, communicate the new access data to him or her without undue delay. The User has no right to demand that the original access data be restored.

8.3.4 Vi Bank protects its systems against viruses. Even so, virus infections can never be completely ruled out. Also, it is possible that unauthorized third parties may send e-mails using the name of Vi Bank without Vi Bank's consent, and that such e-mails may contain viruses, spyware or links to web content which, in turn, may contain viruses or spyware. Vi Bank has no influence over such occurrences. The User agrees to check all incoming mail sent or supposedly sent by or in the name of Vi Bank for potential viruses. The same applies to mails from other Users of the Game.

8.3.5 The User agrees to abide by the instructions of Vi Bank, its employees, assignees and vicarious agents, especially including but not limited to administrators and moderators of forums for the Game.

8.3.6 The User agrees that he/she shall not, under any circumstances, use the Account, login name or password of another User.

8.4 User's Obligations Regarding Information for Upload
8.4.1 The User shall exercise due care in the selection of the information which he/she makes available to other Users.

8.4.2 The User shall not use the Service(s) to distribute content including but not limited to pictures, videos, links, names, words which contain political, religious, insulting, offensive, violent, sexist, pornographic or other objectionable matter, especially including racist, right extremist or left extremist content, persons or depictions. In addition, the User agrees not to use any copyrighted or otherwise legally protected terms, names, pictures, videos, music, games, or other material. In case of doubt, the User shall promptly remove any content challenged by Vi Bank. Vi Bank is also entitled to remove such questionable content on its own. The User will always respect any applicable laws and regulations, especially with regard to youth protection, data privacy, protection of personal rights, protection against slander and defamation, copyright laws and trademarks.

8.4.3 The User may not misuse the Service(s) for illegal or unauthorized purposes. It is strictly prohibited to use the account names or e-mail addresses of other Users without their express prior consent for the purpose of sending unsolicited e-mails, promotional messages or for any other commercial purposes.

8.4.4 Vi Bank is entitled to delete any content submitted by the User in culpable violation of the above-mentioned rules and regulations.

8.4.5 Vi Bank is especially entitled to delete any information in whole or in part which has been submitted by the User and which gives firm reasons to indicate a breach of these Terms and Conditions, the instructions and rules of the respective Service(s) or are otherwise in violation of applicable law. This, for example, includes but is not limited to:

  • information which is explicitly offensive, racist, fanatical, or glorifies violence;

  • information which is of a molesting, insulting, threatening, obscene, defaming nature or is libelous to other persons;

  • information which is sexist, pornographic or otherwise harmful to under-aged persons, or which contains links to websites unsuitable for under-aged persons;

  • information which is false or misleading and/or which is intended to promote illegal activities;

  • illegal or unauthorized copies or distributions of a work protected by copyright, such as by providing illegal computer programs or links to illegal computer programs, information on how to bypass copy protection measures, illegal copies of music, links to illegal copies of music or other copyright infringements;

  • limited-access pages or pictures which are hidden or password protected;

  • promoting or endorsing criminal activities or providing instructions for committing criminal activities, including but not limited to information on the production or purchase of arms, child pornography, fraud, drug trafficking, gambling, stalking, spamming, spimming, distribution of computer viruses and other harmful files, copyright infringement, patent infringement and/or theft of trade secrets;

  • soliciting other Users to disclose personal information for commercial or illegal purposes, or inducing them to disclose login data;

  • promoting commercial or sales activities, such as contests, raffles, swapping offers, classified ads and/or pyramid schemes;

  • providing picture(s) of another person without that person's express consent.

8.4.6 The User is not entitled to demand that such deleted information be restored. Furthermore, Vi Bank is also entitled to exclude the offending User from continued use of the respective Service(s) and, in case of repeated infringements of the aforementioned prohibitions despite written notice, to terminate the User's Account without prior warning. Vi Bank reserves the right to make any further necessary and additional claims, particularly the entitlement to damages.

8.4.7 The User will inform Vi Bank in case he/she becomes aware of an abuse of the Service(s) by other Users or third parties, such as making accessible or sending information which violates this Sect.

8.4.8 To ensure that effective measures can be taken, Vi Bank requests that such information be provided in writing (e.g. e-mail).

8.5 User's Liability Regarding Uploaded Information
8.5.1 The User is solely responsible for any texts, files, pictures, photographs, videos, sounds, music, copyrighted or other material, information etc. (hereinafter "Uploaded Information") which he/she uploads or shares with other users. Vi Bank neither condones nor approves such information.

8.5.2 Vi Bank does not have control over the Uploaded Information. Vi Bank does not evaluate the Uploaded Information before it is made public. If Vi Bank learns that specific Uploaded Information is illegal, it will be deleted promptly.

8.5.3 Vi Bank disclaims any liability or warranty with respect to the Uploaded Information, especially regarding accuracy, completeness and reliability.

8.6 Copyright
8.6.1 The User maintains all rights to the Uploaded Information. By submitting information, the User grants Vi Bank a non-exclusive, revocable license, free of charge, to publicly offer, display, reproduce and distribute such information.

8.6.2 The User does not grant Vi Bank any further rights to the Uploaded Information. Vi Bank is not authorized to use or distribute Uploaded Information outside of the Game.

8.6.3 By submitting information, the User acknowledges and accepts that Uploaded Information can be accessed globally through Internet. With the uploading of such information, the User agrees to these conditions.

8.6.4 The aforementioned license ends at that time when the Uploaded Content has been deleted.


9.1 Vi Bank grants the User access to the Game in their current version only (Sec. 1.2). The User has no right to demand the maintenance or restoring of a particular version or range of functions of the Game. The User acknowledges and agrees that the Game provided by Vi Bank, as with any other software, can never be completely free of errors. Therefore, the Game can only be considered to be defective if their playability or usability is affected severely and over a sustained period of time.

The User shall document any faults in the Game and/or other deliveries of Vi Bank, and to document them fully in writing along with a protocol of the error messages displayed. Before reporting a potential bug, the User shall consult the instructions for the Game and any other troubleshooting tools provided by Vi Bank (especially frequently asked question lists and boards for troubleshooting). The User will use best efforts to support Vi Bank in any attempts to debug the Game in question.

9.2 The User will notify Vi Bank in written form of any faults and without delay upon their discovery. Obvious faults in goods – including virtual goods – must be reported to Vi Bank in writing within one week upon receipt of these goods. To comply with this deadline, it is sufficient that the report is sent within the allotted time. If no notice has been given within this deadline, all claims based on such defects shall be without recourse. To prove that the deadline has been met, it is advised to submit such reports in writing (e-mail) to Vi Bank.

9.3 Vi Bank is not liable for defects caused by external influences, faulty handling by the User, force majeure or changes or manipulations which are not performed by Vi Bank.

9.4 Vi Bank does not assume any guarantees or warranties.


10.1 Vi Bank is not in any way responsible for damages unless they are caused intentionally or by gross negligence. The aforementioned limitation of liability does not apply to the liability for personal injury to life, body, and health. It does not apply in the event that the damage is the result of a breach of a cardinal obligation, an essential obligation or a guarantee.

10.2 Liability for breach of a cardinal obligation or an essential obligation is limited to the damage which could have been foreseen.

10.3 The damage which can be foreseen is limited to EUR 200.00 per Account.

10.4 The aforementioned limitation of liability also applies to the personal liability of staff, employees, assistants and vicarious agents of Vi Bank, and especially contributors, representatives, organs, shareholders of Vi Bank and their members.

10.5 Vi Bank is only liability for consultancy as far as the content of its Game is concerned.

10.6 Vi Bank distances itself explicitly from the contents of any websites to which there are direct or indirect links from Vi Bank's sites. Vi Bank does not assume any responsibility for these contents and/or websites. The providers of the respective sites are responsible for their content.


11.1 Personal User data will be collected, processed and used by Vi Bank without further explicit consent only for purposes of completing a contract (including billing), as long as Vi Bank is not required by law to disclose such data. The collection, usage and processing of data are all carried out electronically.

11.2 Vi Bank, however, reserves the right to inform the User electronically about other games and related services which are offered by Vi Bank and without the explicit consent of the User but within legal constraints, as long as the User does not object. The User has the right to object at any time without having to incur additional costs other than those costs for delivering the objection at standard published prices.

11.3 For advertising and market research purposes and for designing the Game as needed, Vi Bank creates usage profiles using pseudonyms. The User has the right to object to the processing and usage of his/her data in this manner at any time. At the request of the User, Vi Bank will immediately provide the User with information free of charge concerning all saved data pertaining to his/her person or pseudonym. In general, this information will be provided to the User via electronic means of communication.

11.4 Vi Bank is permitted to transmit the User's payment information to other service providers or third parties insofar as this is required for determining User fees and billing. Vi Bank will inform the User of the name of third party involved. Vi Bank is authorized to pass on the payment information of a User to a third party charged with collecting payment fees if and when this information is necessary and required to fulfill this purpose. Vi Bank will not transmit User data or the content of the User's private messages to third parties without obtaining the User's consent, as long as Vi Bank is not required by law to disclose such information.

11.5 Vi Bank explicitly warns the User that data privacy and data security for the transmission of data on open communication networks such as the Internet cannot be guaranteed with the current level of technology. The User acknowledges that the provider can view User data stored on websites on the provider's servers and, in certain circumstances may be able to view additional User data, from a technical standpoint, which has been saved there. In certain circumstances, other Internet Users might also be technically able to gain unauthorized access to to the network and monitor or control the exchange of information. The User bears complete responsibility for the security and backup of the data he/she transmits over the Internet and/or which are stored on web servers.

11.6 The registered players and visitors specially agree with the analyzing process, applied by Vi Bank.


12.1 Any and all changes, amendments or the termination of the contract, either partly or entirely, must be made in writing to be considered valid, including any provision to suspend or amend the requirement for using the written form.

12.2 The legal place of jurisdiction is Sofia, Bulgaria, in the event that the user changes his/her legal domicile or habitual place of residence to a location outside the Republic of Bulgaria after the contract has been concluded. These conditions also apply if the legal domicile or habitual place of residence is unknown at the time a legal action is filed.

12.3 The law of the Republic of Bulgaria exclusively applies to all contracts concluded by Vi Bank based on these Terms & Conditions and to any further kind of claims arising thereof; to the exclusion of provisions pertaining to the UN Convention on contracts for the international sale of goods and to the exclusion of Bulgarian International Private Law.

12.4 If any provisions of these Terms & Conditions are invalid or become invalid, the validity of the other provisions shall not be affected.

To make a general enquiries or to query any of the points listed within this policy, please contact support@vi-bank.com and include the service that you use within our properties.